Guntur · 24 December 2023
Dr. I. Vijaykumar
₹9,22,000
First loss. ₹9,22,000 disbursed within 48 hours of the claim form and documents.
DSBT - FBS
Family Benefit Scheme
Dental Surgeons Benefit Trust (DSBT)
Registered under the Societies Act
Document no. 63 of 2021 · Identification no. 6-615-63-2021
1st Floor, Dornakal Road, Suryaraopet, Vijayawada 520002
Helping others is the way we help ourselves.
Family Benefit Scheme is a welfare activity of Dental Surgeons Benefit Trust — a dream project of IDA Andhra Pradesh State, launched in October 2021.
2,000+
Members
₹1,000
On death
₹600
On disability
Dental Surgeons Benefit Trust
A welfare scheme, not an insurance product.
The thought began in 2017 after the success of IMA–NSSS and APPA. FBS launched in October 2021 under DSBT, registered as Document no. 63 of 2021 (identification 6-615-63-2021).
- Immediate substantial financial aid to the nominee of a deceased member.
- Immediate substantial financial aid to a member on complete disability that permanently prevents dental practice.
- To promote membership of IDA, specialty dental associations, and other associations approved by DSBT.
- To look after the welfare of FBS members.
Not insurance
You do not pay an annual premium. Fraternity contribution is due only when a member dies or is fully disabled.
A strong family
More than 2,000 enrolments already. The aim is 2,500 by December 2026.
Nominee first
Funds go to the nominee of a deceased member, or to the member in complete disability.
Registered trust
DSBT is registered under the Societies Act, Document no. 63 of 2021.
Fraternity contribution
Demand note every quarter. Thirty days to honour it.
01
Dentists enrol in DSBT–FBS
IDA members of AP and Telangana, specialty life members, spouses, and other DSBT-recognised dentists join with ACD and a ₹300 registration fee.
02
An eventuality is reported
On death or complete disability that permanently stops practice, the secretariat raises a demand note — by mail and SMS.
03
Fraternity contribution
Every living member pays ₹1,000 for death or ₹600 for permanent disability, within 30 days of the demand letter.
04
The nominee is held
ACD exists so the nominee can be paid within a week. Interest on ACD runs the office — never the contribution itself.
Suicide claims are not honoured for 365 days from enrolment. Members who join with declared serious illness have a 12-month window. Non-payment of FC, or wrong information, can discontinue membership.
Admission
Registration ₹300 + Advanced Contributory Deposit.
ACD is collected so a nominee can be paid within a week. Only the interest is used for auditor fees, website, office, meetings, and the accidental death / disability policy premium.
| Age at enrolment | Till 31 Dec 2025 | From 1 Jan 2026 |
|---|---|---|
| Upto 25 yrs | ₹3,000 | ₹3,000 |
| 26–30 yrs | ₹3,000 | ₹4,000 |
| 31–35 yrs | ₹4,000 | ₹6,000 |
| 36–40 yrs | ₹5,000 | ₹8,000 |
| 41–45 yrs | ₹6,000 | ₹10,000 |
| 46–50 yrs | ₹7,000 | ₹12,000 |
| 51–55 yrs | ₹20,000 | ₹20,000 |
Medically ill members may join after declaring in advance, with an extra deposit of ₹5,000. Non-association members registered with the State Dental Council also pay an extra ₹5,000.
Already paid to families
The fraternity has honoured every claim.
Chirala · Second loss
Dr. G. Solmon Raju
₹15,00,000
₹15,00,000 disbursed within 11 days of submitting the claim.
Anantapur · 4 April 2025
Dr. Amilineni Madhu
₹15,65,000
₹15,65,000 disbursed after the claim form and required documents.
Hyderabad · Fourth loss
Dr. B. Venkateswara Rao
₹19,67,000
₹19,67,000 disbursed to the bereaved family.
Who may join
Eligibility for DSBT–FBS.
- Member of Indian Dental Association — Andhra Pradesh or Telangana
- Life member of a specialty dental association (OMFS, IAOMR, and others)
- Spouse of an FBS member
- Member of the Government Dental Doctors Association
- Member of an association recognised by DSBT
- Non-association dentist registered with the State Dental Council (extra ₹5,000)
Documents for enrolment
- · IDA / specialty dental association membership certificate
- · Registration certificate of the State Dental Council
- · Passport photograph
- · Aadhaar card
- · PAN card or voter card (date of birth proof)
- · Health declaration
- · Nominee Aadhaar card
- · Nominee email ID and mobile number
Join the scheme
Write to the Vijayawada secretariat.
Non-members fill the same registration used by IDA Andhra Pradesh. The secretariat approves the form, you pay the age-based joining fee, and your FBS ID is issued only after that payment.
DSBT – FBS membership form
Surname, membership type, health declaration, addresses, three nominees, and the supporting documents. Registration fee and contributory deposit are calculated from your age.
Open the enrolment form